Is Gen Z Really Lazy—Or Just Facing Tough Times?

Mainstream narratives say Generation Z is lazy, not creative, or not responsible. But this idea misses the real problems they face. Instead of being lazy, this generation struggle with rising costs, very expensive homes, and uncertain job options—things they can’t control that make life harder.

Prices Keep Going Up, Pay Doesn’t
Even if overall inflation seems lower, many this generation still feel the stress of high prices in recent years. Everyday things—rent, food, and travel—cost much more than what they earn. This makes young adults feel they need to make much more money than older generations to be safe.

Buying a Home Feels Impossible
In many countries, home prices have climbed so high that these young people can’t afford to buy. High mortgage rates mean monthly payments are too much for first-time buyers. So, many wait until their 30's to buy, pick older or cheaper homes, or keep living with parents to save. Families feel the pressure too when they help longer than before.

Jobs Are Unsteady
Although youth unemployment levels in some regions may appear relatively low, many this generation work part-time, freelance, or short-term jobs without good benefits or security. Many live paycheck-to-paycheck and still worry about money even though they have work. To make ends meet, they do side jobs, showing they work hard but lack steady, well-paid positions.

Stress Hurts Mental Health
All these worries can harm Gen Z’s mental health: high costs and job fears link to more anxiety and depression than older generations. Experts say Gen Z cares more about work-life balance, choosing less stressful work instead of high-pressure careers. Many also worry about new tech—like AI—changing jobs, so they feel they must keep learning to stay in demand.

Calling Gen Z lazy or not creative ignores how tough their world is. Some young people get small pay raises, but those only match higher costs and do not give real security. Instead of avoiding work, many this generation delay big life steps—like buying a home, starting a family, or saving money—because of problems they did not cause.

Instead of blaming them, we can provide clear job paths with fair pay, training, and honest feedback so they feel secure about their future.